Terms of Service

1. Acceptance of Terms

By accessing and using the website tcfassociatesfinancial.com and the services provided by TCF Associates Inc ("Company," "we," "us," or "our"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services.

2. Services Description

TCF Associates Inc is a strategic business advisory firm providing organizational consulting and growth advisory services including but not limited to business advisory services, strategic consulting, growth planning, operational excellence, market development, and associate network consulting. All advisory engagements are subject to scope agreement and eligibility review.

3. Eligibility

You must be at least 18 years of age and have the legal authority to enter into binding agreements to use our services. By using our website and services, you represent and warrant that you meet these requirements.

4. User Responsibilities

When using our website and services, you agree to:

• Provide accurate and complete information in all forms and communications
• Maintain the confidentiality of any account information
• Not use the website for any unlawful or prohibited purpose
• Not attempt to interfere with the proper functioning of the website
• Comply with all applicable local, state, and federal laws and regulations

5. SMS/MMS Communications

By opting in to receive SMS/MMS messages from TCF Associates Inc, you agree to the following terms:

• You expressly consent to receive recurring marketing and promotional SMS/MMS messages from TCF Associates Inc, including automated messages with offers, updates, and information about our advisory services.
• Messages may be sent using an automated telephone dialing system (ATDS).
• Message frequency varies; you may receive up to 4 messages per month.
• Message and data rates may apply. Check with your carrier for details.
• Opt-Out: You may opt out at any time by replying STOP to any message. You will receive a one-time confirmation and will no longer receive messages unless you re-subscribe.
• Help: Reply HELP for assistance or contact us at tcf@tcfassociatesfinancial.com.
• Consent is not a condition of purchase. You are not required to opt in to SMS/MMS messaging as a condition of purchasing any goods or services.

We do not share, sell, or disclose your phone number or SMS opt-in data with any third parties for their marketing purposes. Carriers are not liable for delayed or undelivered messages.

6. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of TCF Associates Inc and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.

7. Disclaimer of Warranties

Our website and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

8. Limitation of Liability

To the fullest extent permitted by law, TCF Associates Inc shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services, regardless of the cause of action or theory of liability.

9. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the state in which TCF Associates Inc is organized, without regard to its conflict of law provisions.

10. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to this page. Your continued use of our website after any changes constitutes your acceptance of the new terms.

11. Contact Us

If you have any questions about these Terms of Service, please contact us at:

TCF Associates Inc
Email: tcf@tcfassociatesfinancial.com
Website: tcfassociatesfinancial.com