Empowering businesses with smart, flexible financial solutions since day one.
TCF Associates Inc is a financial services firm dedicated to helping small and mid-sized businesses access the capital they need to grow, operate, and succeed. Founded by Lena Torres, our company was built on a simple belief: every business deserves a financial partner that understands their unique challenges.
Based in Highland, Illinois, we specialize in working capital solutions, business funding, and revenue-based financing. Our approach is consultative — we take the time to understand your business model, your cash flow patterns, and your goals before recommending a funding path.
To provide transparent, accessible, and flexible funding solutions that empower business owners to focus on what they do best — running and growing their companies. We believe funding should be a tool for growth, not a source of stress.
No hidden fees, no confusing structures. We explain every detail before you commit.
We know time matters. Our streamlined process gets you from application to funding quickly.
Revenue-based options that adjust with your business performance — not against it.
A real team behind every client. Reach us anytime at lena@tcf-associates-financial.com.